Category Archives: Long Term Care

Automated Medication Management is a Resource to Help You Continue to Live Independently in Your Home

As we age, sometimes the number of medications that we have to take on a daily basis increases.  Trying to keep track of which medication to take at which time or even remembering if we took all the medications at … Continue reading

Posted in Aging in Place, Caregivers, Dementia, Long Term Care | Leave a comment

The New Florida Medicaid Managed Care Program for Long-Term Care is Coming to Pinellas County

Florida Medicaid has changed the way it will deliver long-term care services to most of its participants.  This is a statewide change that is being introduced around the state region by region.  Pinellas County is part of Region 5 which … Continue reading

Posted in Assisted Living, Current Events, Long Term Care, Medicaid | Leave a comment

Estate Planning Should Include A Look At Long-Term Care Insurance

When people come in to talk about their estate plans, they expect to talk about what happens when they die.  In fact, that is what motivates many of them think about putting together an estate plan in the first place.  … Continue reading

Posted in Aging in Place, Assisted Living, Estate Planning, Long Term Care, Medicaid | Leave a comment

What Happens to Your House When You Apply for Florida Medicaid Long-Term Care Benefits?

Many times the first question that I hear when the conversation turns to applying for FL Medicaid long-term care benefits is “Am I going to lose my house if I apply for Medicaid?”  Fortunately, much to everyone’s relief, the answer … Continue reading

Posted in Long Term Care, Medicaid | Leave a comment

There Is Not An Annual Gift Exclusion Under Florida Medicaid Rules

The annual gift tax exclusion allows an individual to give away up to $14,000 per year (2013 limit) to as many individuals as they choose and not incur any federal gift tax liability. Many times when I am talking with … Continue reading

Posted in Gifting, Long Term Care, Medicaid, Tax Planning | Leave a comment

What Are the Costs of Long-Term Care Services In Your Community?

Wondering what the costs for long-term care services are in your community?  The 2013 Genworth Cost of Care Survey (“Cost of Care Survey”) can give you an idea. The Cost of Care Survey lets you look at the cost of … Continue reading

Posted in Long Term Care | Leave a comment

Who Needs Help With the Costs of Long-Term Care?

Who needs help with the costs of long-term care?  The answer may surprise you. Most of the people who come to see me about a long-term care crisis are people who worked hard their whole lives and saved responsibly for … Continue reading

Posted in Long Term Care, Veterans Benefits | Leave a comment

Longer Life Expectancies Mean More Families Are Dealing With Dementia

What could be the down side to modern medicine finding more and more ways to help us live longer?  The fact that living longer doesn’t always mean living better.  For instance, the longer we live, the higher our chances of … Continue reading

Posted in Assisted Living, Caregivers, Dementia, Long Term Care | Leave a comment

There Are VA Benefits That Can Help With the Costs of Long-Term Care

When I am talking to clients about possible sources of financial assistance for long-term care costs and I mention the Veterans Administration, often I get the response that they have been to the VA and there are no benefits available … Continue reading

Posted in Long Term Care, Veterans Benefits | Leave a comment

Florida Medicaid Planning Is Guided by Florida Medicaid Rules

Everyone means well and wants to help you; after all, that is what families are for. They can see that you are worried and stressed about how you are going to pay for your spouse’s long-term care needs. They understand … Continue reading

Posted in Long Term Care, Medicaid | Leave a comment