Learn About the Benefits of Medicaid Planning
Determining eligibility for Medicaid can be confusing, and without the
assistance of an experienced elder law attorney, you could be feeling
confused and frustrated about what your future may hold. At Edwards Elder
Law, P.A., we are proud to provide trusted guidance and peace of mind
to clients throughout the St. Petersburg area and we even work with adult
children who may live elsewhere but who are seeking knowledge of Florida
Medicaid laws on behalf of their parents who are Pinellas County residents.
Edwards Elder Law, P.A. focuses exclusively on handling elder law concerns,
so you can be confident that you will be provided the information you
require throughout the course of creating an appropriate plan for your
or your family member's current and future care. We offer compassionate
counsel through the process of assessing your options, making preparations,
and taking the mystery out of how to plan for long-term care.
We Can Help You Ask the Right Questions
Medicaid planning is different in every state. What is appropriate in one
state may or may not be appropriate in another state, so seeking knowledgeable
guidance as soon as possible is crucial to avoiding penalties and delays
in your effort to obtain Medicaid assistance.
Medicaid planning can help you identify your long-term care needs. Our
office can assess your Medicaid benefit program options and determine
if those benefit programs will cover your needs.
Determining the Type of Care You or Your Loved One Needs
Every decision about whether Medicaid benefits are available to someone
starts with determining the level of care that he or she needs. You will
need to ask whether the appropriate level of care is one of the following:
- Care at home
- Care in an assisted living community
- Care in a nursing home
Many people have an unfortunate misperception regarding assisted living
communities that keeps people from seeking help and causes them to remain
in their homes even when home is no longer the safest place for them to
live. Assisted living communities are different from nursing homes. These
facilities cater to different needs.
Assisted Living Communities
Assisted living communities can offer the privacy of living at home because
residents can have their own rooms or apartments as well as built-in assistance
that can make living there safer than living at home. Assisted living
communities offer meals, laundry service, transportation, and organized
activities, which can feel like concierge living. They also provide an
environment where someone will notice if a resident falls and where a
care professional is on hand to assist with dressing, bathing or safely
moving about the community.
Nursing homes are more similar to hospitals in that they are for residents
who need the highest level of care and in that the rooms typically look
more like hospital rooms. People tend to not want to think about being
in a nursing home; however, talking about it, especially if you or a family
member is in immediate need of nursing home care, can make it easier to
get there and plan for how to pay for it.
Medicaid & Other Options for Paying for Long-Term Care
Coming to us for the education, planning assistance, and support that you
need can allow you to learn about attractive and safe living options that
you may not have known were available. Once we determine the appropriate
level of care, then we can turn to the question of how you are going to
pay for that care, which is a major stumbling block for many people. Many
individuals and families don't have enough private funds or the long-term
care insurance to cover these costs.
Applying for Medicaid in Florida
Medicaid laws in the state of Florida are strict, and determining eligibility
and planning for your future can be confusing. When you work with us,
we can thoroughly review your situation to help you understand what the
best course of action to take for your unique circumstances is.
If we determine that you or your family member needs care in a nursing
home, we can apply for Medicaid financial assistance fairly quickly. However,
if care is needed at home or in an assisted living community, there is
a waiting list in Florida to apply for Medicaid financial assistance in
these situations. The wait time if you are on this list can be up to a
year, so meeting with our elder law attorney for Medicaid planning is
Once we determine when you can apply for Medicaid, we then have to look
at how the Florida Medicaid income and asset qualification rules work.
Do not be deterred by the common misconception that a Medicaid applicant
has to get rid of all money and assets, and be destitute before he or
she can qualify for Medicaid benefits; this is not true.
Medicaid allows applicants to keep certain exempt assets that don't
count toward the asset limit, but the rules for keeping these assets are
specific and strictly enforced. You may be subject to penalties and delays
in obtaining Medicaid benefits if you do not follow all of the rules correctly,
so call us for help.
Contact Edwards Elder Law, P.A. today!
Planning for your future is important. If critical documents and steps
are not completed correctly, you and your family may be facing complicated
financial issues down the line. At our office, we can educate and assist
you so that your documents are complete and accurate and so that you can
have peace of mind. We keep our client base small and we offer personalized
resolutions to each individual who comes to us for our assistance.
We want to make sure that you are able to receive the best possible resolution
to your Medicaid concerns in a timely and professional manner. For more
information about how Edwards Elder Law, P.A. can benefit you,
contact our office today and schedule a consultation with us.